Can banks cope with a crowd-sourced, open-source world? How can banks innovate their culture to truly start helping people to do more with their lives? How far will mobile money transfer services push mobile banking? The SIBOS publication “The Hyperconnected Economy” debates these questions and more, and concludes that technology will radically transform banks and the future of money. Anthemis contributors include Udayan Goyal, Samantha Ghiotti, AJ Hanna and Yann Ranchere.