Betterment is the largest independent robo-advisor, helping people to better manage, protect and grow their wealth through smarter technology. With more than 175,000 customers and over $5 billion in assets under management (AUM), the service offers a globally diversified portfolio of exchange-traded funds (ETFs), designed to help provide the best possible expected returns for retirement planning, building wealth and other savings goals. Betterment also helps customers get on track for a comfortable retirement with RetireGuide™, a retirement planning tool that lets people know how much they should save and if they are investing correctly.