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Nivelo unleashes fast and safe money movement, as the world is rapidly shifting to a digital economy. Nivelo was founded to provide the missing risk infrastructure to ensure that everyone has secure access to the contemporary economy in a fast and reliable way. Nivelo serves originators, third-party senders and banking payment providers in reliably executing real-time payments via smart risk assessment. With a focus in account-to-account digital payments like ACH, and a first focus in the payroll industry.